Legal and Disclosures

UPDATED 08/2025

LEGAL DISCLAIMERS & RISK DISCLOSURE
This Terms of Service Agreement ("Agreement") is made between Capella.AI ("Company") and any person ("User") who accesses, installs, or uses the Capella.AI ("Platform").
BY CLICKING THE ACCEPTANCE BUTTON OR ACCESSING, USING, OR INSTALLING ANY PART OF THE PLATFORM, USER AGREES TO BE BOUND BY ALL TERMS OF THIS AGREEMENT. IF USER DOES NOT AGREE TO ALL OF THE TERMS, THEY MUST SELECT THE BUTTON INDICATING NON-ACCEPTANCE, AND USER MAY NOT ACCESS OR USE THE PLATFORM.Global Web Privacy and Cookie Policy
Effective April 1, 2025
Risk Disclosure
Educational Use Only
  • Capella.AI is a simulated trading, educational platform.
  • It does not offer investment advice, securities trading, or portfolio management.
  • Users must not rely on any aspect of the platform as financial, legal, or tax guidance.
  • Certificates issued by Capella AI upon completion of course sections are for personal achievement and educational purposes only. Capella AI is not an accredited educational institution, and these certificates do not represent formal academic credit, professional licensure, or official certification.
  • All references within this application to financial terms such as “forex,” “crypto,” “stocks,” “commodities,” “buy,” “sell,” “market order,” “limit order,” “stop loss,” “position,” “leverage,” “margin,” “portfolio,” “account balance,” “wallet,” “investor,” “trader,” “profit,” “loss,” “return,” or similar terminology are used solely in the context of simulated, demo-based educational experiences.
  • All trading activity, currency values, market movements, and outcomes within the Platform are entirely fictional and do not involve real money or real-world financial exposure. Users cannot deposit or withdraw funds, and no monetary value is created, stored, or transferred within the Platform.
  • Capella.AI uses gamification techniques — including leaderboards, achievements, virtual currency, and simulated progress — to enhance educational engagement. These features are not indicative of actual trading skill and may trigger competitive or compulsive behavioral patterns. Capella.AI does not offer psychological counseling, therapy, or addiction support, and Users are encouraged to practice self-awareness while using the Platform.
  • Capella.AI does not offer any form of trader licensure, job placement, financial advisor designation, or recognized academic credit. Completion of courses, tiers, or achievements does not qualify Users for employment, financial licensing, or industry recognition. Certificates of completion are for personal enrichment only and should not be presented as evidence of professional competence.
  • Educational material, AI insights, and simulations are general in nature and not tailored to individual financial goals, risk tolerance, tax status, or investment horizon. Capella.AI does not conduct any suitability analysis, and no part of the Platform provides personalized investment recommendations.
Jurisdiction & Age Restriction
  • Capella.AI is intended for Users who are at least 18 years of age and who reside in jurisdictions where access to simulated trading platforms is permitted by law. Users are responsible for ensuring their own legal compliance and use the Platform at their own risk in regard to regional or national laws governing financial education tools or simulated environments.
No Investment or Trading Advice
  • No AI forecast, educational content, leaderboard, signal, or simulation constitutes a recommendation to trade.
  • All outputs are illustrative and for educational purposes only and may not reflect real-world timing, prices, or strategy accuracy.
No Registration or Regulatory Status
  • Capella.AI is not registered with the SEC, CFTC, NFA, or any other regulatory agency.
  • The platform is not a broker-dealer, investment adviser, FCM, or introducing broker.
Hypothetical Results Warning
  • All user performance metrics — including profit/loss calculations, rankings, returns, or simulated trades — are hypothetical and illustrative only. These do not reflect actual investment outcomes, market behavior, or real-world results.
  • Past performance in a simulated environment is not indicative of future results in real trading contexts.
Limitations of Liability
  • Under no circumstances shall the Company be liable for any losses or damages arising from User's reliance on AI-driven tools, educational content, or results of virtual trading simulations.
  • All virtual trading outcomes are hypothetical and do not reflect real-world trading results. The Company disclaims liability for any financial decisions made based on virtual trading, market analysis, or AI predictions.
  • In no event shall the Company’s total liability exceed the fees paid by the User.
Social Media Disclosure
  • Opinions expressed or information  provided do not necessarily reflect the views of Capella.AI or its  affiliated entities (“Capella”). All content shared via social media is  for informational and educational purposes only and does not constitute  investment advice, tax guidance, or a recommendation for any security,  trading strategy, or financial product.
  • Any likes, shares,  comments, retweets, or reposts of third-party content should not be  interpreted as an endorsement or recommendation by Capella. Capella does not guarantee the accuracy, timeliness, or completeness of the  information provided and is not responsible for content posted by third  parties.
  • Capella’s social media communications are intended for  U.S. audiences and are governed by applicable U.S. regulations. Capella  is not affiliated with social media platforms and has no control over  how these platforms use or share your information. For your security,  please do not share personal, financial, or account information through  these channels.
  • Capella cannot respond to all inquiries via  social media and may be limited in addressing specific concerns. We  reserve the right to remove or report any content deemed offensive,  abusive, defamatory, illegal, or otherwise inappropriate. Opinions  expressed by users and followers are their own and do not necessarily  represent the views of Capella.AI.
User Accounts and Responsibilities
  • Users must be at least 18 years old to access the Platform.
  • Users are responsible for maintaining the confidentiality of their account information and password.
  • The User agrees to provide accurate registration details and promptly update any changes.
License Grant and Restrictions
  • The Company grants Users a non-exclusive, non-transferable license to use the Platform on a single device.
  • Users may not sublicense, transfer, or resell access to the Platform.
  • Any unauthorized use of the Platform may result in immediate termination of access.
16. Miscellaneous
  • Severability: If any part of this Agreement is found to be invalid or unenforceable, the remaining sections will continue to apply.
  • Waiver: No waiver of any term of this Agreement will be binding unless in writing and signed by both parties.
  • Entire Agreement: This Agreement constitutes the entire understanding between the parties regarding the Platform and supersedes any prior agreements.
LEGAL DISCLAIMERS & RISK DISCLOSURE
This Terms of Service Agreement ("Agreement") is made between Capella.AI ("Company") and any person ("User") who accesses, installs, or uses the Capella.AI ("Platform").
BY CLICKING THE ACCEPTANCE BUTTON OR ACCESSING, USING, OR INSTALLING ANY PART OF THE PLATFORM, USER AGREES TO BE BOUND BY ALL TERMS OF THIS AGREEMENT. IF USER DOES NOT AGREE TO ALL OF THE TERMS, THEY MUST SELECT THE BUTTON INDICATING NON-ACCEPTANCE, AND USER MAY NOT ACCESS OR USE THE PLATFORM.Global Web Privacy and Cookie Policy
Effective April 1, 2025
Risk Disclosure
Educational Use Only
  • Capella.AI is a simulated trading, educational platform.
  • It does not offer investment advice, securities trading, or portfolio management.
  • Users must not rely on any aspect of the platform as financial, legal, or tax guidance.
  • Certificates issued by Capella AI upon completion of course sections are for personal achievement and educational purposes only. Capella AI is not an accredited educational institution, and these certificates do not represent formal academic credit, professional licensure, or official certification.
  • All references within this application to financial terms such as “forex,” “crypto,” “stocks,” “commodities,” “buy,” “sell,” “market order,” “limit order,” “stop loss,” “position,” “leverage,” “margin,” “portfolio,” “account balance,” “wallet,” “investor,” “trader,” “profit,” “loss,” “return,” or similar terminology are used solely in the context of simulated, demo-based educational experiences.
  • All trading activity, currency values, market movements, and outcomes within the Platform are entirely fictional and do not involve real money or real-world financial exposure. Users cannot deposit or withdraw funds, and no monetary value is created, stored, or transferred within the Platform.
  • Capella.AI uses gamification techniques — including leaderboards, achievements, virtual currency, and simulated progress — to enhance educational engagement. These features are not indicative of actual trading skill and may trigger competitive or compulsive behavioral patterns. Capella.AI does not offer psychological counseling, therapy, or addiction support, and Users are encouraged to practice self-awareness while using the Platform.
  • Capella.AI does not offer any form of trader licensure, job placement, financial advisor designation, or recognized academic credit. Completion of courses, tiers, or achievements does not qualify Users for employment, financial licensing, or industry recognition. Certificates of completion are for personal enrichment only and should not be presented as evidence of professional competence.
  • Educational material, AI insights, and simulations are general in nature and not tailored to individual financial goals, risk tolerance, tax status, or investment horizon. Capella.AI does not conduct any suitability analysis, and no part of the Platform provides personalized investment recommendations.
  • The User agrees to provide accurate registration details and promptly update any changes.
Intellectual Property Rights
  • The Platform and its contents are proprietary to the Company and protected by intellectual property laws. Users may not copy, modify, distribute, or create derivative works of the Platform without express consent.
  • Users are granted a limited, non-transferable license to use the Platform in accordance with the terms of this Agreement.
License Grant and Restrictions
  • The Company grants Users a non-exclusive, non-transferable license to use the Platform on a single device.
  • Users may not sublicense, transfer, or resell access to the Platform.
  • Any unauthorized use of the Platform may result in immediate termination of access.
Fees and Payments
  • Access to certain features of the Platform may require fees. All fees are subject to applicable taxes, and the User is responsible for payment.
  • Subscription fees, if applicable, will renew automatically unless terminated in accordance with Section 11.
EARNINGS DISCLAIMER
Capella.AI makes no representations or guarantees regarding potential earnings, income, profits, trading success, or financial performance resulting from use of the Platform.
All references to profits, gains, account balances, or returns within the Platform are entirely hypothetical and provided for educational purposes only.
These figures do not reflect actual trading results and should not be interpreted as forecasts or achievable outcomes.There is no assurance that any user will achieve results similar to:
  • Leaderboard rankings
  • Sample simulations
  • User case studies
  • Educational tutorials or AI-generated examples
Outcomes within the simulation are influenced by numerous factors, including but not limited to:
  • User choices and inputs
  • Simulation settings and timeframes
  • Market behavior approximations
  • Randomized or illustrative mechanics
 None of these replicate real-world trading conditions with complete accuracy.
Any success portrayed within the Platform is not typical, and should not be taken as:
  • A promise of future results
  • An endorsement of a specific strategy
  • A claim of effectiveness or accuracy
  • Users are fully responsible for their interpretation and application of all content.
Capella.AI does not provide investment advice, financial planning, or wealth-building programs, nor is it affiliated with any:
  • Licensed broker-dealers
  • Registered investment advisers
  • Financial coaching or consulting services
Capella.AI disclaims all liability for any financial decisions made by Users based on:
  • Simulated outcomes
  • Educational content
  • AI-generated insights
 or any aspect of platform usage.
ARTIFICIAL INTELLIGENCE & MARKET DATA
AI Limitations
  • Capella.AI uses generative and predictive technologies.
  • These systems do not guarantee accuracy, timeliness, or completeness of outputs.
  • Users bear full responsibility for interpreting and relying on AI-driven content.
  • AI is not human, is unaware of context or user intent, and may produce results that appear authoritative but are statistically generated approximations. Users must exercise their own judgment and critical thinking.
Use of Third-Party APIs and Brokers
  • The Platform integrates third-party API data feeds (collectively “Third-Party Data Providers”) and, in later phases, may include brokerage services.
  • Company disclaims all liability for the accuracy or availability of third-party data and services. Users are subject to the individual terms of these third-party providers.
  • No guarantees are made by the Company regarding the availability, accuracy, or performance of third-party API feeds or brokerage services.
Agreement for Market Data Display Services
  • Capella.AI  ("Vendor") agrees to make "Market Data" available to you pursuant to the terms and conditions set forth in this agreement. By executing this  Agreement in the space indicated below, you ("Subscriber") agree to  comply with those terms and conditions. Section 1 sets forth terms and  conditions of general applicability.
  • Market Daa Definition For all purposes of this Agreement, "Market  Data" means: (a) last sale information and quotation information  relating to securities admitted to dealings on U.S. exchanges, (b) such  bond and equity data, index values, and other market information as may  be made available by national securities exchanges and associations  (each, an "Authorizing SRO") and designated by the Vendor as "Market  Data", and (c) all data derived from such information.
  • Proprietary Nature of Data Subscriber understands and acknowledges that  each Authorizing SRO and other data disseminators retain a proprietary  interest in the Market Data originating from or derived through their  markets or platforms.
  • Enforcement Subscriber acknowledges  that: (a) Authorizing SROs are third-party beneficiaries of this  Agreement; and (b) Authorizing SROs or their authorized agents may  enforce this Agreement through legal means. Subscriber agrees to  reimburse reasonable attorney fees incurred in such enforcement efforts.
  • Data not guaranteed Subscriber understands that no  Authorizing SRO, other data provider, or processor of the Market Data  (collectively "Disseminating Parties") guarantees the accuracy,  sequence, completeness, or timeliness of any Market Data or related  messages. Disseminating Parties shall not be liable for: (a) any  inaccuracies, errors, delays, or omissions in Market Data or its  transmission, or (b) any resulting damages, including but not limited to losses from system failures, acts of God, communication disruptions, or other causes beyond reasonable control.
Third-Party Information and Content
  • We may embed or present third-party content (e.g., email signup forms, external tools links) that collects information directly. We are not responsible for how third parties handle your data.
VIRTUAL CURRENCY DISCLAIMER
In-App Currency Disclaimer: Star Coins
Star Coins are a proprietary, non-transferable virtual currency exclusively available within the CAPELLA.AI educational platform. They are designed for simulated trading purposes and serve as a gamified incentive to enhance user engagement and facilitate experiential learning in a controlled, risk-free environment.
Star Coins:
  • Do not possess any monetary value in the real world.
  • Cannot be exchanged, redeemed, or converted into real currency, digital assets, goods, or services outside of the app.
  • Are non-transferable between users and cannot be bought, sold, or traded on any external platform or exchange.
Use Restriction
  • Star Coins are strictly limited to use within educational simulations.
  • Their accumulation or usage does not represent skill, trading ability, or real earnings.
USER CONDUCT & PLATFORM ACCESS
Eligibility
  • You must be at least 18 years old to use Capella.AI.
Termination Rights
  • Capella.AI may suspend or terminate user accounts for any violation of these terms, without refund.
  • Users may cancel access at any time; refunds are not guaranteed unless required by law.
License & Restrictions
  • Users receive a non-exclusive, non-transferable license to use the platform.
  • No copying, reverse-engineering, resale, or external use of Capella.AI content is allowed.
PRIVACY POLICY
Information We Collect
  • Personal: Name, email, age, preferences
  • Device & Usage: IP, device type, clickstream behavior
  • Communications: Interactions with support or system messages
How We Use It
  • To operate, maintain, and improve the app
  • To contact you (only with consent)
  • To comply with legal obligations
Your Rights
  • Opt-out of marketing communications
  • Request data access or deletion
  • Withdraw consent at any time
COOKIES POLICY
Cookie Usage
  • Capella.AI uses cookies for session management, preferences, and analytics.
  • By using the platform, you consent to this use.
  • You may disable cookies in your browser, but functionality may be limited.
CONTACT & NOTICE
Contact Us
  • Email: support@Capella.ai
  • Address: 7565 Commercial Way, Ste D Henderson Nevada 89011
Governing Law & Disputes
  • These terms are governed by the laws of Nevada.
  • Disputes will be resolved by binding arbitration.
  • You waive any right to a jury trial.

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© 2025 Capella AI. All rights reserved.
Capella.AI is designed solely for educational and simulation purposes. Capella.AI doesn't offer live trading, brokerage services, or the ability to invest real money or assets.
Trading involves risk. Past performance, real or simulated does not guarantee future results.All content provided is informational only and should not be interpreted as financial, investment, or trading advice.
Some demonstrations and examples are AI-generated or simulated for training purposes and are hypothetical in nature, not reflective of actual market performance.

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